Health First Colorado Buy-In Program For Children With Disabilities

The Health First Colorado Buy-In Program for Children with Disabilities lets families of children with a disability who qualify to 'buy-into' Health First Colorado (Colorado's Medicaid Program) for that child. If your child and/or your family earns too much for Health First Colorado or Child Health Plan Plus (CHP+) your child may qualify. If your child does qualify, you may pay a monthly premium to be in the program. We base your monthly premium on your family's income.

Who Qualifies?

  • You must be a child under the age of 19,
  • You must have a qualifying disability. The Social Security Administration (SSA) listings describe what disabilities qualify, and
  • Your gross family income after disregards must be below 300% of the Federal Poverty Level (FPL). You may have additional income that is disregarded. For example, in 2022, a family of four earning about $10,602 a month may qualify.
  • Applicants should always complete the Health First Colorado application to find out if their income qualifies.

You are not required to apply for SSA disability. You must fill out the Health First Colorado Disability Application and Medical release form on the How To Apply page. We will determine if you qualify using the Social Security Administration (SSA) listings, without regard to your child's substantial gainful activity or ability to work.

Benefits and Services

What Does It Cost?

You must pay monthly premiums based on your income to be in the program. The more you make, the more you pay.

Effective Date: April 1, 2023 based on 2023 FPL

Monthly Income After Adjustments

Monthly Premium$0$70$90$120
Family Size: 1$0 - $1,616$1,617 - $2,248$2,249 - $3,038$3,039 - $3,645
2$0 - $2,186$2,187 - $3,040$3,041 - $4,108$4,109 - $4,930
3$0 - $2,755$2,756 - $3,833$3,834 - $5,179$5,180 - $6,215
4$0 - $3,325$3,326 - $4,625$4,626 - $6,250$6,251 - $7,500
5$0 - $3,894$3,895 - $5,417$5,418 - $7,321$7,322 - $8,785
6$0 - $4,464$4,465 - $6,210$6,211 - $8,392$8,393 - $10,070
7$0 - $5,034$5,035 - $7,002$7,003 - $9,463$9,464 - $11,355
8$0 - $5,604$5,605 - $7,795$7,796 - $10,533$10-534 - $12,640
Federal Poverty Level (FPL)0% - 133%134% - 185%186% - 250%251% - 300%

How to Apply

For more information on how to apply, see our How To Apply page.

For more details about this program, see our Health First Colorado Buy-In Program page.

If you have more questions about this program call the direct line to Buy-In Experts: Toll Free 1-800-711-6994 or contact the Member Contact Center.


August 2021 - The Colorado Office of Employment First (COEF) is proud to announce Colorado’s newest employment resource, Colorado Disability Benefits 101 (CO DB101). This online tool is available 24 hours a day, 7 days a week to Coloradans with disabilities to address the fear of losing benefits by investigating the questions a career seeker has around “What happens to my benefits when I work?” CO DB101 is aimed to support individuals with disabilities in exploring career options and increasing financial independence.